Washington Personal Loans
Compare personal loan rates from lenders serving Washington (WA). Find the best rates and terms for your needs.
Personal Loans in Washington
Washington caps consumer loan interest at 36% APR. The state has strong consumer protection enforcement through the DFI.
Max APR
36%
Avg. Loan
$12,000
Regulated By
Washington Department of Financial Institutions
Popular Loan Purposes in Washington
Top Lenders in Washington
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Washington Loan FAQs
Washington has a maximum APR of 36% for consumer loans. Washington caps consumer loan interest at 36% APR. The state has strong consumer protection enforcement through the DFI.
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