Virginia Personal Loans
Compare personal loan rates from lenders serving Virginia (VA). Find the best rates and terms for your needs.
Personal Loans in Virginia
Virginia caps consumer loan interest at 36% APR under the Virginia Fairness in Lending Act. The state has modernized consumer lending protections.
Max APR
36%
Avg. Loan
$11,000
Regulated By
Virginia Bureau of Financial Institutions
Popular Loan Purposes in Virginia
Top Lenders in Virginia
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Virginia Loan FAQs
Virginia has a maximum APR of 36% for consumer loans. Virginia caps consumer loan interest at 36% APR under the Virginia Fairness in Lending Act. The state has modernized consumer lending protections.
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