South Dakota Personal Loans
Compare personal loan rates from lenders serving South Dakota (SD). Find the best rates and terms for your needs.
Personal Loans in South Dakota
South Dakota has no usury cap, which is why many national banks are headquartered there. Borrowers should be especially diligent about comparing rates.
Max APR
No cap
Avg. Loan
$8,000
Regulated By
South Dakota Division of Banking
Popular Loan Purposes in South Dakota
Top Lenders in South Dakota
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
South Dakota Loan FAQs
South Dakota has a maximum APR of No cap for consumer loans. South Dakota has no usury cap, which is why many national banks are headquartered there. Borrowers should be especially diligent about comparing rates.
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