South Carolina Personal Loans
Compare personal loan rates from lenders serving South Carolina (SC). Find the best rates and terms for your needs.
Personal Loans in South Carolina
South Carolina does not have a general usury cap for licensed consumer lenders. Borrowers should carefully compare rates from multiple sources.
Max APR
No cap
Avg. Loan
$8,500
Regulated By
South Carolina Board of Financial Institutions
Popular Loan Purposes in South Carolina
Top Lenders in South Carolina
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
South Carolina Loan FAQs
South Carolina has a maximum APR of No cap for consumer loans. South Carolina does not have a general usury cap for licensed consumer lenders. Borrowers should carefully compare rates from multiple sources.
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