Rhode Island Personal Loans
Compare personal loan rates from lenders serving Rhode Island (RI). Find the best rates and terms for your needs.
Personal Loans in Rhode Island
Rhode Island caps small loan rates at 36% APR. The state regulates consumer lending under the Small Loan Lender Act.
Max APR
36%
Avg. Loan
$9,500
Regulated By
Rhode Island Department of Business Regulation
Popular Loan Purposes in Rhode Island
Top Lenders in Rhode Island
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Rhode Island Loan FAQs
Rhode Island has a maximum APR of 36% for consumer loans. Rhode Island caps small loan rates at 36% APR. The state regulates consumer lending under the Small Loan Lender Act.
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