Ohio Personal Loans
Compare personal loan rates from lenders serving Ohio (OH). Find the best rates and terms for your needs.
Personal Loans in Ohio
Ohio reformed its lending laws with the Fairness in Lending Act, capping APR at 28% with fee limits. This provides solid protections for Ohio borrowers.
Max APR
28%
Avg. Loan
$10,000
Regulated By
Ohio Department of Commerce - Division of Financial Institutions
Popular Loan Purposes in Ohio
Top Lenders in Ohio
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Ohio Loan FAQs
Ohio has a maximum APR of 28% for consumer loans. Ohio reformed its lending laws with the Fairness in Lending Act, capping APR at 28% with fee limits. This provides solid protections for Ohio borrowers.
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