Mississippi Personal Loans
Compare personal loan rates from lenders serving Mississippi (MS). Find the best rates and terms for your needs.
Personal Loans in Mississippi
Mississippi caps small consumer loan rates at 36% APR. Borrowers should compare online and local lenders for the best rates.
Max APR
36%
Avg. Loan
$7,500
Regulated By
Mississippi Department of Banking and Consumer Finance
Popular Loan Purposes in Mississippi
Top Lenders in Mississippi
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Mississippi Loan FAQs
Mississippi has a maximum APR of 36% for consumer loans. Mississippi caps small consumer loan rates at 36% APR. Borrowers should compare online and local lenders for the best rates.
How much do you need?
Check rates from 200+ lenders — no credit impact.