Massachusetts Personal Loans
Compare personal loan rates from lenders serving Massachusetts (MA). Find the best rates and terms for your needs.
Personal Loans in Massachusetts
Massachusetts caps small loan interest at 23% APR, one of the lower caps in the nation. This means competitive rates for Massachusetts borrowers.
Max APR
23%
Avg. Loan
$13,000
Regulated By
Massachusetts Division of Banks
Popular Loan Purposes in Massachusetts
Top Lenders in Massachusetts
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Massachusetts Loan FAQs
Massachusetts has a maximum APR of 23% for consumer loans. Massachusetts caps small loan interest at 23% APR, one of the lower caps in the nation. This means competitive rates for Massachusetts borrowers.
How much do you need?
Check rates from 200+ lenders — no credit impact.