Maryland Personal Loans

Compare personal loan rates from lenders serving Maryland (MD). Find the best rates and terms for your needs.

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Personal Loans in Maryland

Maryland caps consumer loan interest at 33% APR. The state has strong consumer protection laws and active regulatory oversight.

Max APR

33%

Avg. Loan

$11,000

Regulated By

Maryland Office of the Commissioner of Financial Regulation

Popular Loan Purposes in Maryland

Top Lenders in Maryland

LenderAPR RangeLoan AmountMin. ScoreFundingRating
SoFi

Borrowers with good credit who want zero fees

8.99% – 25.81%$5,000 – $100,000680Same day to a few days
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LightStream

Excellent credit borrowers wanting the absolute lowest rates

7.49% – 25.49%$5,000 – $100,000700Same day (with bank account verification)
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Upgrade

Fair-credit borrowers who want flexibility and joint applications

9.99% – 35.99%$1,000 – $50,0005801 – 5 business days
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Best Egg

Good-credit borrowers who need fast funding

8.99% – 35.99%$2,000 – $50,000640Same day to next business day
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Avant

Borrowers with average credit (580–700) who need fast funding

9.95% – 35.99%$2,000 – $35,000580Next business day
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Marcus by Goldman Sachs

Good-credit borrowers who want zero fees and payment flexibility

8.99% – 25.99%$3,500 – $40,0006601 – 4 business days
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Maryland Loan FAQs

Maryland has a maximum APR of 33% for consumer loans. Maryland caps consumer loan interest at 33% APR. The state has strong consumer protection laws and active regulatory oversight.

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