Iowa Personal Loans
Compare personal loan rates from lenders serving Iowa (IA). Find the best rates and terms for your needs.
Personal Loans in Iowa
Iowa's consumer lending laws cap most personal loan rates at 36% APR. The state has clear regulations protecting borrowers.
Max APR
36%
Avg. Loan
$8,500
Regulated By
Iowa Division of Banking
Popular Loan Purposes in Iowa
Top Lenders in Iowa
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Iowa Loan FAQs
Iowa has a maximum APR of 36% for consumer loans. Iowa's consumer lending laws cap most personal loan rates at 36% APR. The state has clear regulations protecting borrowers.
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