Idaho Personal Loans
Compare personal loan rates from lenders serving Idaho (ID). Find the best rates and terms for your needs.
Personal Loans in Idaho
Idaho has no general usury statute. Licensed lenders can set rates freely, so borrowers should shop multiple lenders to find the best deal.
Max APR
No cap
Avg. Loan
$8,000
Regulated By
Idaho Department of Finance
Popular Loan Purposes in Idaho
Top Lenders in Idaho
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Idaho Loan FAQs
Idaho has a maximum APR of No cap for consumer loans. Idaho has no general usury statute. Licensed lenders can set rates freely, so borrowers should shop multiple lenders to find the best deal.
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