Georgia Personal Loans
Compare personal loan rates from lenders serving Georgia (GA). Find the best rates and terms for your needs.
Personal Loans in Georgia
Georgia's Industrial Loan Act allows higher rates for smaller loans. For loans over $3,000, rates are more competitive. Always compare multiple offers.
Max APR
60%
Avg. Loan
$9,500
Regulated By
Georgia Department of Banking and Finance
Popular Loan Purposes in Georgia
Top Lenders in Georgia
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Georgia Loan FAQs
Georgia has a maximum APR of 60% for consumer loans. Georgia's Industrial Loan Act allows higher rates for smaller loans. For loans over $3,000, rates are more competitive. Always compare multiple offers.
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