Florida Personal Loans
Compare personal loan rates from lenders serving Florida (FL). Find the best rates and terms for your needs.
Personal Loans in Florida
Florida caps consumer loan interest at 18% for loans up to $500,000 (30% with fees). The state has robust consumer protection enforcement.
Max APR
30%
Avg. Loan
$11,500
Regulated By
Florida Office of Financial Regulation
Popular Loan Purposes in Florida
Top Lenders in Florida
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Florida Loan FAQs
Florida has a maximum APR of 30% for consumer loans. Florida caps consumer loan interest at 18% for loans up to $500,000 (30% with fees). The state has robust consumer protection enforcement.
How much do you need?
Check rates from 200+ lenders — no credit impact.