Colorado Personal Loans
Compare personal loan rates from lenders serving Colorado (CO). Find the best rates and terms for your needs.
Personal Loans in Colorado
Colorado's UCCC provides strong consumer protections with a tiered rate cap system. Most personal loans are capped at 21% plus fees.
Max APR
36%
Avg. Loan
$11,000
Regulated By
Colorado Department of Law - Uniform Consumer Credit Code
Popular Loan Purposes in Colorado
Top Lenders in Colorado
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Colorado Loan FAQs
Colorado has a maximum APR of 36% for consumer loans. Colorado's UCCC provides strong consumer protections with a tiered rate cap system. Most personal loans are capped at 21% plus fees.
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