Arkansas Personal Loans
Compare personal loan rates from lenders serving Arkansas (AR). Find the best rates and terms for your needs.
Personal Loans in Arkansas
Arkansas has one of the strictest usury laws in the nation, capping interest at 17% APR (5% above the Federal Reserve discount rate). This limits some lender options but protects borrowers.
Max APR
17%
Avg. Loan
$7,500
Regulated By
Arkansas Securities Department
Popular Loan Purposes in Arkansas
Top Lenders in Arkansas
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Arkansas Loan FAQs
Arkansas has a maximum APR of 17% for consumer loans. Arkansas has one of the strictest usury laws in the nation, capping interest at 17% APR (5% above the Federal Reserve discount rate). This limits some lender options but protects borrowers.
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