Moving Costs Loans
Cover relocation expenses — movers, deposits, and setup costs.
Moving Costs Loan Overview
Moving is expensive: security deposits, first/last month rent, moving companies, utility setup, new furniture, and travel costs add up fast. A moving expense loan gives you a lump sum to handle all the upfront costs of relocating, whether across town or across the country. It's especially helpful for job relocations where you need to move before the first paycheck arrives.
Typical Amount
$2,000 – $15,000
APR Range
6.99% – 24.99%
Term
12 – 48 months
Tips for Moving Costs Loans
Get 3+ quotes from moving companies before deciding on loan amount
Include security deposit, first/last month rent, and utility deposits
If your employer is relocating you, check if they offer relocation assistance first
Budget for unexpected costs — they always come up during a move
Best Lenders for Moving Costs
| Lender | APR Range | Loan Amount | Min. Score | Funding | Rating | |
|---|---|---|---|---|---|---|
| SoFi Borrowers with good credit who want zero fees | 8.99% – 25.81% | $5,000 – $100,000 | 680 | Same day to a few days | Check Rate | |
| LightStream Excellent credit borrowers wanting the absolute lowest rates | 7.49% – 25.49% | $5,000 – $100,000 | 700 | Same day (with bank account verification) | Check Rate | |
| Upgrade Fair-credit borrowers who want flexibility and joint applications | 9.99% – 35.99% | $1,000 – $50,000 | 580 | 1 – 5 business days | Check Rate | |
| Best Egg Good-credit borrowers who need fast funding | 8.99% – 35.99% | $2,000 – $50,000 | 640 | Same day to next business day | Check Rate | |
| Avant Borrowers with average credit (580–700) who need fast funding | 9.95% – 35.99% | $2,000 – $35,000 | 580 | Next business day | Check Rate | |
| Marcus by Goldman Sachs Good-credit borrowers who want zero fees and payment flexibility | 8.99% – 25.99% | $3,500 – $40,000 | 660 | 1 – 4 business days | Check Rate |
Moving Costs Loan FAQs
Everything: professional movers, truck rental, packing supplies, security deposits, first/last month rent, utility deposits, temporary housing, travel costs, and new furniture or appliances.
How much do you need?
Check rates from 200+ lenders — no credit impact.