Disclaimer

Last updated: March 2026

General Disclaimer

Quidzu ("we," "us," or "our") is a loan comparison and information platform. We are not a lender, bank, or financial institution. We do not make loans, credit decisions, or guarantee approval for any financial product. The information on this website is provided for educational and comparison purposes only and should not be considered financial advice.

Advertising Disclosure

Quidzu may receive compensation from lenders and financial service providers when you click on links, submit forms, or are matched with lending partners through our platform. This compensation may influence which products we review, how products are displayed, and where they appear on our site. We strive to provide accurate, unbiased comparisons, but the order and placement of listings may be affected by compensation.

Not all lenders or loan products are represented on our platform. Compensation does not influence our editorial ratings or reviews, which are based on objective criteria including rates, fees, features, and customer experience.

Rate and APR Information

Annual Percentage Rates (APRs), loan amounts, terms, and other product details displayed on Quidzu are estimates based on publicly available information and may not reflect the actual rates or terms you receive. Your actual rate, amount, and terms will depend on your credit profile, income, existing debt, loan amount, and the lender's underwriting criteria.

Rates and terms are subject to change at any time without notice. Always verify current rates, fees, and terms directly with the lender before accepting any loan offer.

Credit Score Disclaimer

When we refer to "no credit impact" or "soft credit inquiry," we mean that checking your estimated rate through our pre-qualification process uses a soft credit pull that does not affect your credit score. However, if you proceed to formally apply with a lender, they may perform a hard credit inquiry, which can temporarily impact your credit score.

Not Financial Advice

The content on Quidzu is for informational purposes only and does not constitute financial, legal, or tax advice. We recommend consulting with a qualified financial advisor before making any borrowing decisions. Individual financial circumstances vary, and what works for one person may not be appropriate for another.

State Regulatory Information

State-specific lending information, including maximum APR caps and regulatory bodies, is provided for general reference only. Lending laws and regulations change frequently. For the most current information about lending regulations in your state, contact your state's financial regulatory agency directly.

Accuracy of Information

While we make every effort to ensure the accuracy of information on our platform, we cannot guarantee that all information is current, complete, or error-free. Product details, rates, and terms may have changed since the information was last updated. Always confirm details directly with the lender.

Contact Us

If you have questions about this disclaimer or the information on our platform, please contact us at info@quidzu.com.