Customer Notice: Payday Loans generally have terms ranging from two to four weeks. However, some borrowers may choose to use these loans for a longer period, which can lead to higher costs. Payday Loans, also known as Payday Advances, Cash Advances, or Deferred Deposit Transactions/Loans, and other high-interest loans should be utilized for short-term financial needs only, not as a long-term financial strategy. Individuals with credit challenges are advised to seek credit counseling before proceeding with any loan. For state-specific details and requirements, refer to the State Center.
California operations are regulated by the California Department of Financial Protection and Innovation under the California Deferred Deposit Transaction Law. Loans in Texas are originated by a third-party lender, subject to specific restrictions. Quidzu does not act as a direct lender; instead, it operates as a Credit Services Organization in collaboration with third-party lenders.
*An active checking account must be open for at least 30 days.
*Loan approval is contingent upon meeting legal, regulatory, and underwriting criteria. If approved by 8:00 pm ET on a business day, online loans are typically disbursed the next business day. All times are based on Eastern Time (ET). Associated third-party lenders may verify application details using national databases, which may include information from one or more national credit bureaus, and this may influence the approval decision.
In Indiana, the maximum amount for online Payday Loans is $660.
We do not report credit information in Texas.
The availability of products or services to customers may differ based on eligibility and applicable state or federal laws. All products are subject to the lender's terms and conditions. Loan amounts can vary.
Notice to California Consumers: Information regarding your privacy rights under the California Consumer Privacy Act can be accessed by clicking
here.